As founder of the firm and a veteran of the financial services industry, Ray dedicates his expertise to help clients create strategies that protect, grow, and transfer their assets to the next generation. At Healthcare Resource Services, he unites his understanding of the medical world with deep knowledge of financial planning. Since founding the firm, he has helped countless clients and healthcare providers reach their most valued goals.
With thirty five years of experience, Ray has worked with a spectrum of leading financial institutions, including New York Life, Jefferson Pilot, Lincoln Financial, One America, LPL Financial, and First Allied Securities. He is currently a member of Aging Life Care Association (ALCA), California Association of Healthcare Facilities (CAHF), California Advocates for Healthcare Reform (CANHR), Life Underwriter Training Council Fellow (LUTCF), and International Association of Registered Financial Consultants (RFC).
In his spare time, Ray enjoys the outdoors, skiing, golfing, hiking, and boating. He also likes to travel and spend time with his friends and family.
Garrett works with healthcare facilities to identify any potential financial liability cases involving their long-term care residents. Most cases he works on are problematic for both the resident and the long-term care facility. As a result, Garrett creates a mutually beneficial plan for the senior and the facility that serves them––eliminating fear and financial uncertainty for both parties.
When he isn’t in the office, Garrett spends time with his wife and children. He also stays involved in his community and church.
Regional Marketing Director
Branch Operations Manager
Director of Case Management