Our Team

Ray Linker


“When clients are facing a healthcare crisis, it is rewarding to see the relief on their face when they realize they have financial options that won’t leave them destitute.” - Ray

As founder of the firm and a veteran of the financial services industry, Ray dedicates his expertise to help clients create strategies that protect, grow, and transfer their assets to the next generation. At Healthcare Resource Services, he unites his understanding of the medical world with deep knowledge of financial planning. Since founding the firm, he has helped countless clients and healthcare providers reach their most valued goals.

With thirty five years of experience, Ray has worked with a spectrum of leading financial institutions, including New York Life, Jefferson Pilot, Lincoln Financial, One America, LPL Financial, and First Allied Securities. He is currently a member of Aging Life Care Association (ALCA), California Association of Healthcare Facilities (CAHF), California Advocates for Healthcare Reform (CANHR), Life Underwriter Training Council Fellow (LUTCF), and International Association of Registered Financial Consultants (RFC).

In his spare time, Ray enjoys the outdoors, skiing, golfing, hiking, and boating. He also likes to travel and spend time with his friends and family. 


  • FINRA series 6, 63, 65 securities registrations
  • California Life and Health License

Garrett Linker

Financial and Healthcare Consultant

“The peace of mind and financial protections we provide to families and facilities throughout California are why I love doing what I do.” - Garrett

Garrett works with healthcare facilities to identify any potential financial liability cases involving their long-term care residents. Most cases he works on are problematic for both the resident and the long-term care facility. As a result, Garrett creates a mutually beneficial plan for the senior and the facility that serves them––eliminating fear and financial uncertainty for both parties.

 When he isn’t in the office, Garrett spends time with his wife and children. He also stays involved in his community and church.


  • FINRA series 7, 66, 24, 4, and 51 securities registrations
  • Texas and California Life and Health Insurance license
Alyssa Williams

Alyssa Williams

Executive Assistant



Bernie Davis


Katie  Mannino

Katie Mannino

Regional Marketing Director

Megan Gorrell

Megan Gorrell

Executive Assistant

Nichole Fleck

Nichole Fleck

Branch Operations Manager

Tiffany  Westburg

Tiffany Westburg

Director of Case Management