Our Team

Ray Linker


“When clients are facing a healthcare crisis, it is rewarding to see the relief on their face when they realize they have financial options that won’t leave them destitute.” - Ray

As founder of the firm and a veteran of the financial services industry, Ray dedicates his expertise to help clients create strategies that protect, grow, and transfer their assets to the next generation. At Healthcare Resource Services, he unites his understanding of the medical world with deep knowledge of financial planning. Since founding the firm, he has helped countless clients and healthcare providers reach their most valued goals.

With thirty five years of experience, Ray has worked with a spectrum of leading financial institutions, including New York Life, Jefferson Pilot, Lincoln Financial, One America, LPL Financial, and First Allied Securities. He is currently a member of Aging Life Care Association (ALCA), California Association of Healthcare Facilities (CAHF), California Advocates for Healthcare Reform (CANHR), Life Underwriter Training Council Fellow (LUTCF), and International Association of Registered Financial Consultants (RFC).

In his spare time, Ray enjoys the outdoors, skiing, golfing, hiking, and boating. He also likes to travel and spend time with his friends and family. 


  • FINRA series 6, 63, 65 securities registrations
  • California Life and Health License