When In-Home Care and Assisted Living are no longer options, or when a diagnosis is too much for lower levels of care to handle, skilled nursing and/or sub-acute care may be the most appropriate option. In California, skilled nursing average $10,000 per month for and close to $30,000 for sub-acute care. For most families, this is not a sustainable cost to absorb. Long-Term Care Medi-Cal is available for both single persons and married couples and can drastically reduce the monthly cost of care. A common misconception is that you must spend down all resources to qualify for Medi-Cal. This is false, and HRS can explain how these programs work and how you can protect your estate and get your loved one the care they need.