Affording In-Home Care in California
Affording In-Home Care in California
If your loved one can stay safely at home with some assistance, in-home care is a great care option. In-home care provides support for your aging loved one in the environment they are most comfortable in and gives you peace of mind.
How Much Does In-Home Care Cost in California?
The average cost of in-home care in California can exceed monthly resources. It is quite expensive; Healthcare Resource Services can assist you in identifying benefits to help pay for in-home care.
There Are Benefits That Can Help Your Loved One Afford In-Home Care
Medi-Cal In-Home Supportive Services (IHSS)
Medi-Cal In-Home Supportive Services is a statewide California program facilitated through your county.
IHSS Services Include:
- Meal preparation, cleaning, and laundry
- Bathing, feeding, dressing, and toileting
- Assistance with medications, injections, and continence care
- Monitoring those with cognitive or mental incapacity issues to ensure safety and to prevent injuries
- Transportation to medical appointments, grocery shopping, and other errands
Steps to Gaining IHSS Benefits:
- Be approved for regular Medi-Cal benefits
- File a request for the applicant (must meet the income threshold and have a medical need)
- Gain up to 283 hours a month of approved benefits
Contact us to see if you're eligible.
Veterans Aid & Attendance Benefits
Veterans Aid & Attendance benefits is an entitlement program for qualifying Veterans and their spouses which can help offset caregiving costs at home or in a healthcare facility.
Age and Financial Requirements for Veterans Aid & Attendance Benefits:
- Be deemed completely and permanently disabled. (If the Veteran is 65 years or older, they will be deemed permanently disabled, even if they aren’t.)
- Additional requirements involve the veteran’s monthly income and financial net worth.
Service Requirements for Veterans Aid & Attendance Benefits:
A veteran or the veteran's surviving spouse may be eligible if the veteran:
- Was discharged from a branch of the United States Armed Forces under conditions that were not dishonorable AND
- Served at least one day (did not have to be served in combat) during the following wartime periods and had 90 days of continuous military service:
- World War I: April 6, 1917, through November 11, 1918
- World War II: December 7, 1941, through December 31, 1946
- Korean War: June 27, 1950, through January 31, 1955
- Vietnam War: August 5, 1964 (February 28, 1961, for veterans who served "in country" before August 5, 1964), through May 7, 1975
- Persian Gulf War: August 2, 1990, through a date to be set by Presidential Proclamation or Law.
Healthcare Resource Services Can Help Your Loved One Afford In-Home Care in California
If you are not eligible for IHSS or Veterans Aid & Attendance, there are other programs that may help fund in-home care including (but not limited to) reverse mortgages, bridge loans, and other alternatives.
Our experts can help you determine the most appropriate solution for your situation.