Affording In-Home Care in California

Affording In-Home Care in California

If your loved one can stay safely at home with some assistance, in-home care is a great care option. In-home care provides support for your aging loved one in the environment they are most comfortable in and gives you peace of mind.

How Much Does In-Home Care Cost in California?

The average cost of in-home care in California can exceed monthly resources. It is quite expensive; Healthcare Resource Services can assist you in identifying benefits to help pay for in-home care.

There Are Benefits That Can Help Your Loved One Afford In-Home Care

Medi-Cal In-Home Supportive Services (IHSS)

Medi-Cal In-Home Supportive Services is a statewide California program facilitated through your county.

IHSS Services Include:

  • Meal preparation, cleaning, and laundry
  • Bathing, feeding, dressing, and toileting
  • Assistance with medications, injections, and continence care
  • Monitoring those with cognitive or mental incapacity issues to ensure safety and to prevent injuries
  • Transportation to medical appointments, grocery shopping, and other errands

Steps to Gaining IHSS Benefits:

  1. Be approved for regular Medi-Cal benefits
  2. File a request for the applicant (must meet the income threshold and have a medical need)
  3. Gain up to 283 hours a month of approved benefits

Contact us to see if you're eligible.

Veterans Aid & Attendance Benefits

Veterans Aid & Attendance benefits is an entitlement program for qualifying Veterans and their spouses which can help offset caregiving costs at home or in a healthcare facility.

Age and Financial Requirements for Veterans Aid & Attendance Benefits:

  • Be deemed completely and permanently disabled. (If the Veteran is 65 years or older, they will be deemed permanently disabled, even if they aren’t.)
  • Additional requirements involve the veteran’s monthly income and financial net worth.

Service Requirements for Veterans Aid & Attendance Benefits:

A veteran or the veteran's surviving spouse may be eligible if the veteran:

  • Was discharged from a branch of the United States Armed Forces under conditions that were not dishonorable AND
  • Served at least one day (did not have to be served in combat) during the following wartime periods and had 90 days of continuous military service:
    • World War I: April 6, 1917, through November 11, 1918
    • World War II: December 7, 1941, through December 31, 1946
    • Korean War: June 27, 1950, through January 31, 1955
    • Vietnam War: August 5, 1964 (February 28, 1961, for veterans who served "in country" before August 5, 1964), through May 7, 1975
    • Persian Gulf War: August 2, 1990, through a date to be set by Presidential Proclamation or Law.

Contact us to see if you're eligible.

Healthcare Resource Services Can Help Your Loved One Afford In-Home Care in California

If you are not eligible for IHSS or Veterans Aid & Attendance, there are other programs that may help fund in-home care including (but not limited to) reverse mortgages, bridge loans, and other alternatives.

Our experts can help you determine the most appropriate solution for your situation.