In Home Care
In-home care is commonly the first step that families need to take for their loved one. Whether the care revolves around cognitive issues or the inability to perform activities of daily living, in-home care can be the answer to your loved one being able to stay at home. HRS can identify benefits you may be entitled to, to help pay for in-home care such as In-Home Supportive Services and Veteran’s Aid & Attendance Benefits.
In Home Supportive Services (IHSS)
Medi-Cal In Home Supportive Services is a statewide program administered at the County level. A prerequisite is to first be approved for Regular Medi-Cal benefits. Once approved, a request for IHSS can be filed and for certain applicants who meet the income threshold as well as have a medical need, a monthly benefit of up to 283 hours can be approved. IHSS Services include but are not limited to:
Veteran’s Aid & Attendance Benefits
Veteran’s Aid & Attendance benefits is an entitlement program for qualifying Veterans and their spouses that can result in up to $2,540 which can help offset care-giving costs at home or in a healthcare facility. To qualify, the veteran needs to be deemed completely and permanently disabled. If the Veteran is 65 years or older they will be deemed permanently disabled, even if they aren’t. Additional requirements involve the veteran’s monthly income and financial net worth. You may have heard that a married veteran must be below $80,000 in assets or $50,000 if they are single. Contrary to this information, there is no set minimum or maximum regarding financial net worth. Veterans may be denied even if they are under that financial threshold, or approved if they are over that limit. Many other factors such as income, whether the property can be readily converted into cash at no substantial sacrifice, life expectancy, number of dependents, potential rate of depletion, including unusual medical expenses of the claimant and claimant’s dependents are considered in determining eligibility.
Service Requirements for Veteran’s Benefits
A veteran or the veteran's surviving spouse may be eligible if the veteran:
If you are not eligible for IHSS or Veteran’s Aid & Attendance, there are other possible programs that may help fund in-home care including but not limited to reverse mortgages, bridge loans, DHS waiver programs, etc. HRS can help you determine the most appropriate solution.
Call us today for your complimentary consultation and to learn about the options that are available to you.
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