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Ray Linker

Ray Linker

President & CEO


As founder of the firm, Ray is responsible for the success of the clients he represents. A veteran of the financial services industry, he dedicates his expertise to helping clients create strategies that protect, grow, and transfer their assets to the next generation. With over 30 years of experience, Ray has worked for a spectrum of leading institutions, including New York Life, Jefferson Pilot, Lincoln Financial, One America, LPL Financial and First Allied Securities.

At Hospital Reimbursement Services, LLC, he unites his understanding of the medical world with deep knowledge of financial planning. Since founding the firm, he has helped countless clients and healthcare providers reach their most valued goals. A designated Life Underwriter Training Council Fellow (LUTCF) and Registered Financial Consultant (RFC), Ray holds his variable insurance and FINRA Series 6, 63 & 65 securities licenses. Outside of the office, he looks forward to boating, skiing, cycling and spending time with his family and friends


Garrett Linker

Garrett Linker

Vice President

Garrett is the Vice President at Linker Financial Group. He is a licensed financial advisor and works with clients, assisting them in achieving their financial goals. He is passionate about helping families in need, especially those dealing with the effects of long term care. His responsibilities include the implementation of financial plans, managing the client account process and developing and maintaining branch office strategies and policies. He holds FINRA series 7, 66, 24, 4 and 51 as well as a California Life and Health Insurance license. In his spare time he enjoys spending time with his wife and children and traveling.

Case Managers

Our Case Managers at Hospital Reimbursement Services advocate for each of our clients when processing benefit applications. They are responsible for reviewing and completing applications, making sure client files are in good order, and ultimately seeing that every single one of our cases are met with an approval. Our Case Managers work diligently to make the process of applying for government benefits as smooth as possible for patients and their families. Each and every one of our Case Managers have a deep understanding and expertise when it comes to applying for healthcare benefits.

Account Managers

Our Account Managers at Hospital Reimbursement Services provide many different services. These services include screening patients in need of government benefits, and meeting with families to start the process of enrolling in government benefits. In addition to these services, our Account Managers are also responsible for advocating for the hospitals, skilled nursing facilities, and patients to ensure that the benefit planning process is carried out as planned. This includes handling inquiries on behalf of the various healthcare facilities, and conducting client meetings for residents of nursing facilities as well as their families.